NEW Credit Score

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Why are scores different? 

Different bureaus (Equifax, Experian, Transunion) and scoring models (FICO, VantageScore) can give slightly different scores.

Will Credit Score ‘Ding” my credit? 

Nope! Checking your score won't hurt it! It's a "soft inquiry." Applying for loans ("hard inquiries") can affect your score.

Is there a fee to use Credit Score? 

Nope! It is free for LNB Customers.

How often is Credit Score updated? 

Score updates weekly but can be checked daily!

If I have a joint account, can the other account holder see my credit score? 

Nope! Joint account holder can't see your score. It's personal!

Will LNB use Credit Score to make loan decisions? 

Nope! LNB uses its own lending criteria for making loan decisions.

Think there's an error? 

Get a free report at annualcreditreport.com and dispute it with the bureaus. You can also dispute info directly with Transunion through LNB Credit Score. File a Dispute with Transunion by clicking on the “Dispute” link within Credit Score. Transunion will share this with the other bureaus if the inaccuracy is verified.

Customize your Email Notification:

Log in to Online or Mobile Banking

Select "Credit Score" Under Menu

Select "Resources.”

Select "View Now" under Profile Settings.

Under "Email Notifications," check or uncheck the boxes to choose which notifications you want to receive.

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