Free Kasasa Cash Back® Checking
Earn cash back every month on your debit card purchases, as well as refunds on ATM withdrawal fees.*
- Free checking that pays you back
- 4% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases per monthly qualification cycle.*
- Earn up to $144 cash back per year, $12 per monthly qualification cycle.*
- Refunds on ATM withdrawal fees, nationwide (up to $15 per monthly qualification cycle)*
- Minimum balance to earn rewards: None
- Monthly Maintenance Fee: None
- Statement Choice: eStatements
- Unlimited Check Writing
- NSF Charges: $19 per item
- $50.00 minimum deposit to open account
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH Credit
- At least a combined total of 15 Debit Card Purchases
- Be Enrolled in and agree to receive eStatements
Open In Minutes!
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website, www.lubbocknational.com, or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $12 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
A $50 minimum deposit is required to open the account.
Enrollment in monthly e-statements is required to meet the account’s qualifications.
Limit of one (1) account per customer.
There are no monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.